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Disclaimer
Arbor Financial,
LLC is registered with the State of Michigan as a "Registered
Investment Advisor" (RIA). This World Wide Web Site does not provide
investment advice, nor does it constitute an offer to provide investment
advice, to any individual or any other entity in any state or other
jurisdiction.
Internet Policy
Arbor Financial, LLC recognizes and respects the privacy expectations of
our customers, and is committed to protecting our customer’s privacy.
The only information collected on you through our web site is information
you voluntarily provide and we have safeguards in place to protect the
security of that information.
If you choose to contact us via e-mail, please keep in mind that your
e-mail address and any other information your e-mail header shows about
you, such as your name or organization, will be revealed to us in the
e-mail. We pledge however, that when you communicate with us via e-mail,
we will use your e-mail information only for the specific purpose of
responding to your comments or questions.
We will not share your personal, confidential information with
non-affiliated third parties without your consent, unless we are required
by law to disclose such information.
Third-Party Sites
Arbor Financial, LLCs website contain links to other websites that are not
operated by our company. Arbor Financial, LLC is not responsible for the
privacy practices of the websites that it does not operate, and our
Internet Privacy Policy does not apply to those websites.
Please be aware that other web sites that may be accessed through our site
may collect personally identifiable information about you. The information
practices of those third-party web sites linked to www.arborfinancial.com
are not covered by this privacy statement.
You are solely responsible for maintaining the secrecy of your passwords
or any account information. Please be careful and responsible whenever
you're online. If you post personal information online that is accessible
to the public, you may receive unsolicited messages from other parties in
return. While we strive to protect your personal information, Arbor
Financial, LLC cannot ensure or warrant the security of any information
you transmit to us, and you do so at your own risk.
Securities and Exchange
Commission
Regulation SP - Gramm-Leach-Bliley Act Privacy Policy Notice For Arbor
Financial Clients.
January 19, 2001
Regulation SP requires a
securities firm -including investment advisors- to provide the following information
in its initial and annual privacy notices. The following are the mandated disclosure questions followed by the answers for Arbor Financial:
- the categories of
nonpublic personal information about consumers that the
firm collects and may disclose; NONE.
- the categories of both
affiliates and nonaffiliated third parties to whom
the firm discloses nonpublic personal information; NONE.
- the categories of
nonpublic personal information about former customers
that the securities firm discloses, and the categories of both
affiliates and
nonaffiliated third parties to whom the securities firm discloses this
information; NONE.
- the categories of
nonpublic personal information that are disclosed to
service providers and under joint marketing arrangements, and the
categories of nonaffiliated third parties to which such disclosure is
made; NONE.
- an explanation of the
consumer's right to "opt out" of the disclosure of
nonpublic personal information to nonaffiliated third parties, and the
methods by which a consumer may exercise that right; NOT APPLICABLE.
- disclosures, if any,
regarding sharing of consumer reports with
affiliates that are required by the Fair Credit Reporting Act; NONE.
- the securities firm's
policies and practices with respect to protecting
the confidentiality, security and integrity of nonpublic personal
information. NO CLIENT INFORMATION IS DISCLOSED TO ANYONE, EXCEPT AS
REQUIRED BY LAW (EG: INTERNAL REVENUE SERVICE).
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